Premium Payment

NC Grange Mutual offers several different payment options to pay your premium. If you don't want to pay it all at once, several payment plans are also available.

Ways to Pay Your Bill

NC Grange Mutual DOES NOT charge an additional fee to pay over the internet by check, debit, or credit card. If the website you use charges a fee, then it is NOT our website.

We offer several payment options:

  • Pay in full – you may pay your premium in full by the effective date with no fees.
  • 3-pay (no minimum premium) – 40% down and two additional payments of 30% every other month. A $5 service fee is added to each payment. Bills are sent out approx. 3 weeks in advance of the due date.
  • 5-pay ($500 minimum premium) – 28% down and four additional payments of 18% every other month. A $5 service fee is added to each payment. Bills are sent out approx. 3 weeks in advance of the due date.
  • Monthly Automatic Payment ($500 minimum premium) – Utilizing this option requires that you enroll in auto-pay online by electronic check or card. Twelve equal payments automatically posted to your account. A $1.50 service fee is added to each payment. The payments will be generated monthly on the same day as the date of your renewal – for example, a policy effective 01/24/2016 - payments will be made on the 24th of each month. You will not receive a bill each month, but instead can register for email confirmations.
    • If an endorsement is done mid-term that changes your premium, the remaining payments due will be adjusted accordingly.
    • If you choose to cancel your policy mid-term, we will cancel the recurring payment option on your account once any outstanding balance has been paid.
  • Contact your agent for other options that might be available through their office

How to pay your bill:

  • Mail us a check or money order. Include the stub from your bill, and mail it to:
  • PO Box 9558
    Greensboro, NC 27429
  • Pay at your agent’s office.
  • Enroll in Online Bill Pay at ncgm.com in order to pay by electronic check or card (there are NO additional fees to pay online)

Reminders:

  • Failure to pay your bill in a timely manner can result in a $10 late fee if your policy cancels.
  • Checks returned for Insufficient Funds will incur a $25 service charge fee. Multiple NSF checks in the same policy term will result in your policy being cancelled.